Your Loan Officer
A Fast, simple way to get your home equity line.
If you're exploring ways to manage expenses, consolidate high-interest debt, or make smart upgrades, your home could be a resource—without selling or touching your current mortgage. This short tool will show you what’s possible. Pre-qualification does not affect your credit score. Takes less than 5 minutes.
APPLICATION PREVIEW
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What Can I use a home equity line of credit for?
A HELOC can be used for many different purposes, such as:
*Certain types of properties may not be eligible.
What Type of properties are eligible for a HELOC?
✔️Single family residence
✔️Condos
✔️Townhouses
✔️The property may be the applicants primary residence, secondary or investment property.
Meet David
Why he chose a Hybrid HELOC loan.
David bought his home for $430K with a 3.25% mortgage 5 years ago, paid the loan down to $310K and built $120K in equity. To remodel his kitchen and pay off $25K in credit card debt, he chose the $75K PRMG Hybrid HELOC at 8.00% fixed for 5 years with $500/month interest-only payments—keeping his first mortgage intact.
PRMG’s Lightning Equity Hybrid HELOC process is 100% online
No in-person appraisals are required, and approvals are fast with funding arriving in as little as five days. It’s a quick, flexible way to leverage home equity without refinancing your current mortgage. Request more information, or start your application now!
Don’t Guess—Get a Free Custom Home Value Report
Thinking about your next move or just curious about your home's current value? Get your free custom report with real-time home value estimates, local market trends, and neighborhood insights - delivered straight to your inbox. No obligation, just expert-backed, data-driven info to keep you informed.
Available for Homeowners & Homebuyers